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Current Loan Rates
Rates are effective as of Today.
| Vehicles |
Financing
|
Term |
APR* |
| New |
80 - 100% |
up to 72 mos |
3.90 - 8.50% |
Current model year or one year prior to the current model with less than 20,000 miles.
Your rate may vary and is based upon your individual credit report and score.
|
| Vehicles |
Financing
|
Term |
APR* |
| Used |
80 -100% |
up to 72 mos |
4.90 - 9.50% |
All model years with more than 20,000 miles and financing not to exceed % of the NADA retail value or % of the selling price, whichever is less.
Your rate may vary and is based upon your individual credit report and score.
|
| Boats, Utility Trailers,
Motorcycles |
Financing
|
Term |
APR* |
| New |
90 - 100% |
up to 72 mos |
3.90 - 8.50% |
| Used |
80 - 100% |
up to 72 mos |
4.90 - 9.50% |
Your rate may vary and is based upon your individual credit report and score.
|
| Mobile
Homes, RV, Motor Homes & Campers |
Financing
|
Term |
APR* |
| New |
80 - 90% |
up to 120 mos |
3.90 - 8.50% |
| Used |
80 - 90% |
up to 120 mos |
4.90 - 9.50% |
Your rate may vary and is based upon your individual credit report and score.
|
| Loan
Types |
Financing
|
Term |
APR* |
| Instant Finance
(IF) |
up to $15K |
- |
15.00% |
| Individual
Personal Loan |
up to $15K |
up to 72 mos |
7.50 - 11.90% |
| Holiday (seasonal) |
up to $2K |
10 mos |
|
| Education/Tuition |
Need a letter from the school |
12 mos |
6.90% |
Your rate may vary and is based upon your individual credit report and score.
|
| Loan
Types |
Financing
|
Term |
APR* |
| Visa-Classic |
Click VISA link on home page |
- |
|
Visa-Platinum
(some restrictions apply) |
VISA link on home page |
- |
|
| Co-Maker |
- |
- |
18.00% |
| Share Secured |
Contact the Credit Union for current rates and terms. |
| Loan
Types |
Financing
|
Term |
APR* |
| First Mortgage |
up to $175,000 or 80%
of Appraisal |
up to 240 mos |
Fixed |
| Home
Equity/2nd Mortgage |
up to $30,000 or 70%
of Appraisal |
up to 180 mos |
Variable |
|
Contact the Credit Union for current rates, terms and qualification requirements on all Real Estate Loans.
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RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
*APR is the Annual Percentage Rate |
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